Early reporting of a claim or incident helps reduce costs and can help our insureds reach a better outcome. Once notified, MPIE can assist and coordinate the defense of our insured. Consistent with your policy all claims, demands, summons or receipt of legal papers needs to be reported right away to ensure timely action on your behalf. These include reporting any:
Based on the circumstances of a reported event and your specific policy coverage, reporting requirements may vary. If you have questions as to whether an event requires reporting, MPIE can assist in determining the appropriate course of action.
Early reporting is key. This allows MPIE to start handling a claim immediately, provide prompt assistance and determine liability and exposure. Early reporting will also:
MPIE’s duty to defend against or to cover losses related to a claims covered under your policy is strictly conditioned upon any forwarding, as soon as is practicable, notice of every claim, demand, summons or receipt of legal paper an insured receives.
Your policy has specific reporting requirements and should be referenced for further detail.
Before reporting your event to MPIE you should notify your internal risk or practice manager and follow any internal event report system protocol required.